:root {
  --navy: #17324a;
  --slate: #4f667a;
  --teal: #0f766e;
  --gold: #b7791f;
  --paper: #fbfaf6;
  --mist: #eef4f7;
  --line: rgba(23, 50, 74, 0.12);
  --card: rgba(255, 255, 255, 0.92);
  --shadow: 0 16px 45px rgba(23, 50, 74, 0.11);
  --radius: 22px;
  --max: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  color: var(--navy);
  background:
    radial-gradient(circle at top left, rgba(184, 215, 232, 0.36), transparent 24%),
    radial-gradient(circle at bottom right, rgba(238, 200, 143, 0.22), transparent 22%),
    linear-gradient(180deg, #f7fafb 0%, #eef4f6 50%, #fdfaf4 100%);
  line-height: 1.65;
}

a {
  color: inherit;
}

.shell {
  width: min(var(--max), calc(100% - 2rem));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  backdrop-filter: blur(12px);
  background: rgba(251, 250, 246, 0.9);
  border-bottom: 1px solid var(--line);
}

.header-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  text-decoration: none;
}

.brand-mark {
  width: 48px;
  height: 48px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--navy), #305577);
  color: #fff;
  font-weight: 700;
  box-shadow: var(--shadow);
}

.brand-copy strong {
  display: block;
  font-size: 1.05rem;
}

.brand-copy span {
  display: block;
  color: var(--slate);
  font-size: 0.92rem;
}

.nav-links {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.nav-links a {
  text-decoration: none;
  font-size: 0.96rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 0.88rem 1.28rem;
  border-radius: 999px;
  font-weight: 700;
  text-decoration: none;
  border: 1px solid transparent;
}

.btn-primary {
  background: linear-gradient(135deg, var(--teal), #16978d);
  color: #fff;
}

.btn-secondary {
  background: rgba(255, 255, 255, 0.78);
  border-color: var(--line);
  color: var(--navy);
}

.btn-ghost {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.28);
}

.hero {
  padding: 4.5rem 0 2.8rem;
}

.eyebrow {
  display: inline-block;
  padding: 0.42rem 0.75rem;
  border-radius: 999px;
  background: var(--navy);
  color: #fff;
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 700;
}

.hero-grid,
.split-grid,
.cards,
.faq-grid,
.content-grid,
.stat-grid {
  display: grid;
  gap: 1.4rem;
}

.hero-grid {
  grid-template-columns: 1.15fr 0.9fr;
  align-items: start;
}

.hero h1,
.page-hero h1 {
  margin: 1rem 0 0.8rem;
  font-size: clamp(2.5rem, 5vw, 4.4rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
}

.lead {
  font-size: 1.14rem;
  color: var(--slate);
  max-width: 54rem;
}

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
}

.hero-card,
.section-card,
.sidebar-card {
  padding: 1.4rem;
}

.hero-card h2,
.section-card h2,
.sidebar-card h3 {
  margin-top: 0;
}

.stat-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.stat {
  padding: 1rem;
  border-radius: 18px;
  background: linear-gradient(180deg, #ffffff, #f3f7f8);
  border: 1px solid rgba(23, 50, 74, 0.08);
}

.stat strong {
  display: block;
  margin-top: 0.25rem;
  font-size: 1.45rem;
}

.muted {
  color: var(--slate);
}

.quote-box {
  padding: 1rem 1.15rem;
  border-left: 4px solid var(--gold);
  border-radius: 0 16px 16px 0;
  background: rgba(183, 121, 31, 0.08);
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.3rem;
}

.section {
  padding: 1.8rem 0;
}

.section h2 {
  font-size: clamp(1.8rem, 3vw, 2.7rem);
  line-height: 1.08;
  margin-bottom: 0.6rem;
}

.section-intro {
  color: var(--slate);
  max-width: 46rem;
  margin-bottom: 1.2rem;
}

.cards {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  align-items: stretch;
}

.cards .card,
.faq-grid .card {
  padding: 1.3rem;
}

.cards h3,
.faq-grid h3 {
  margin-top: 0;
}

.cards p:last-child,
.faq-grid p:last-child,
.section-card p:last-child,
.sidebar-card p:last-child {
  margin-bottom: 0;
}

.split-grid {
  grid-template-columns: 1.15fr 0.85fr;
}

.content-grid {
  grid-template-columns: minmax(0, 1.45fr) minmax(280px, 0.75fr);
  align-items: start;
}

.bullet-list {
  padding-left: 1.15rem;
}

.bullet-list li {
  margin: 0.45rem 0;
}

.page-hero {
  padding: 3.6rem 0 2rem;
}

.breadcrumbs {
  color: var(--slate);
  font-size: 0.94rem;
}

.breadcrumbs a {
  text-decoration: none;
}

.faq-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.table {
  width: 100%;
  border-collapse: collapse;
}

.table th,
.table td {
  text-align: left;
  padding: 0.95rem 0.9rem;
  border-bottom: 1px solid var(--line);
}

.table th {
  color: var(--navy);
}

.cta-band {
  margin-top: 2rem;
  padding: 1.7rem;
  border-radius: 28px;
  background: linear-gradient(135deg, var(--navy), #294f70);
  color: #fff;
  box-shadow: var(--shadow);
}

.cta-band h2,
.cta-band p {
  color: #fff;
}

.site-footer {
  margin-top: 3rem;
  padding: 2rem 0 3rem;
  border-top: 1px solid var(--line);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr 0.85fr;
  gap: 1.2rem;
}

.footer-grid h3 {
  margin-top: 0;
}

.footer-grid a {
  display: block;
  margin: 0.35rem 0;
  text-decoration: none;
  color: var(--slate);
}

@media (max-width: 980px) {
  .header-bar,
  .hero-grid,
  .split-grid,
  .content-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .header-bar {
    align-items: flex-start;
    flex-direction: column;
  }

  .cards,
  .faq-grid,
  .stat-grid {
    grid-template-columns: 1fr;
  }
}